Roc Capital

Roc Capital

645 Madison Avenue, 19th floor, New York, NY 10022

https://roccapital.com/

Internal Reviews

(0 reviews)

Total loans closed with Loan Factory
1

Total loans closed with Loan Factory (past 12 months)
0

Lender overview

Basic information

N/A

Loan Funder LLC, c/o Superior Loan Servicing, ISAOA/ATIMA 7525 Topanga Canyon Blvd. Canoga Park CA 91303-1214

Loan Funder LLC, Series __, its successors and/or assigns ATIMA, 645 Madison Avenue, 19th Floor, New York, NY 10022

Lock policies & Fees

Lock Policies

15 days on DSCR, once the loan is agreed, after 15 days the loan will be repriced. On Bridge loans, typically 30 days.

N/A

No

Lender's niche & Overlays

1-4 unit ground up construction, F+F and stabilized bridge


DSCR OVERLAY

Experienced investors w/credit >700, eleigible up to 75% Cash out

BRIDGE OVERLAY

Ground Up Construction- No First timers, unless the borrower has heavy/extensive rehab experience. Credit >=680

Stabilized Bridge: Up to 75% for good credit, tier 3 borrowers, non luxury property

Fix and Flip Credit >660, lower credit subject to additional interest brought to close. >720 first timer eligible up to 85% 

ExperienceTier 1Tier 2Tier 3Tier 4Tier 5
Experience Req01-2 properties3-45-910+
LightYYYYY
Moderate
YYYY
Heavy
YYYY
Extensive

YYY
Max LTC75% up to 85%80%85%90%90%
Max ARLTV70%70%75%75%75%


Lender turn time

2

2

1

Review - Roc Capital

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